Missoula First-Time Home Buyer & Move- Up Home Buyer Tax Credit
New Legislation
New legislation, the Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. 6, 2009, extends and expands the first-time homebuyer credit allowed by previous Acts. The new law:
Extends deadlines for purchasing and closing on a home.
Authorizes the credit for [...]
We just received this update on the Montana Board of Housing program for 2010 from our friends at First Security Bank in Missoula. As of 1/7/10:
Montana Board of Housing 2010 PROGRAM
*Reservations accepted on a “First Come, First Serve Basis”
*Interest rate is 5.125%
*Term is 30 year mortgage
*1% Origination Fee
*1% Discount Fee
*Eligible loans: FHA, VA, [...]
Do I have to sign a Buyer Broker Agreement if I’m going to work with a real estate agent?
The policies vary from company to company and from agent to agent regarding Buyer Broker Agreements as does the timing at which they are signed. Some agents require you to sign a Buyer Broker Agreement before they [...]
What Is a Buyer’s Agent & Why Should I Have One?
In Montana, there are three basic types of agents in a transaction:
Seller’s Agent or Listing Agent – This is a the agent who has the listing. They have a contract with the seller that outlines the terms of the listing and any commissions that will [...]
You’ve dreamed about building your home and designing everything just the way you want it. Before your dream becomes a reality, you need to select the right builder for the job.
Here are a few tips to make your decision making process a little bit easier:
Get Pre-Approved for You Loan so you know exactly what kind of [...]
Top 5 Tips for Home Buyers – Video
Here’s a video that has some great information for potential homebuyers.
1.) Sit down with a qualified lender
2.) Honestly evaluate your Wants versus Needs in a home
3.) Pick the right Realtor(R) – One that looks after your best interest
4.) Do your homework
5.) Manage your expectations
Read about Being a VIP Buyer and how we [...]
