We just received this update on the Montana Board of Housing program for 2010 from our friends at First Security Bank in Missoula. As of 1/7/10:
Montana Board of Housing 2010 PROGRAM
*Reservations accepted on a “First Come, First Serve Basis”
*Interest rate is 5.125%
*Term is 30 year mortgage
*1% Origination Fee
*1% Discount Fee
*Eligible loans: FHA, VA, [...]
Archive for Real Estate Tips
Montana Board of Housing 2010 PROGRAM
Are There Foreclosure Scammers in Missoula and Western Montana?
Are There Foreclosure Scammers in Missoula or Western Montana?
If you might be facing a foreclosure in Missoula or Western Montana, be aware of companies that may contact you to offer assistance – and that request a large up-front fee. Unfortunately, there are enough of these foreclosure scammers out there that the Federal Trade Commission created [...]
Affordable Homes For Sale in Missoula Montana
Affordable Homes For Sale in Missoula Montana
There are some really good deals on homes in the Missoula area right now, including new construction homes and homes with large yards or small acreage.
With interest rates at the lowest they’ve been in decades, now is a great time to invest in Missoula Real Estate.
View a List [...]
Lender Checklist: What You Need for a Mortgage
Lender Checklist: What You Need for a Mortgage
W-2 forms — or business tax return forms if you’re self-employed — for the last two or three years for every person signing the loan.
Copies of at least one pay stub for each person signing the loan.
Account numbers of all your credit cards and the amounts for any [...]
Sellers – How to Get an Offer on Your Home
How to Get an Offer on Your Home
1. Price it right. Set a price at the lower end of your property’s realistic price range.2. Prepare for visitors. Get your house market ready at least two weeks before you begin showing it.
3. Be flexible about showings. It’s often disruptive to have a house ready to show [...]
8000 Tax Credit for First-Time Homebuyers of Missoula Montana Real Estate!
The American Recovery and Reinvestment Act of 2009 is trying to encourage home ownership. As part of this act, there is an $8000 tax credit for first-time homebuyers who purchase homes between January 1, 2009 and December 31, 2009.
A first-time home buyer is defined as someone who has not owned a principal residence during the three-year [...]
